How It Works
1. Apply Online
Fill in the our simple form for a quick, easy, no-obligation consultation. The application form takes seconds to fill in.
2. Same Day Approval
Our representatives take a look at the basic information you filled in to see what we can do.
If it goes well through review, our representatives will call you and tell you how much you can get.
3. Get Funded!
The money you choose to accept will be available within a matter of days. Payment is done automatically, so you never have to worry about being late!
Do You Qualify?
Our funding requirements are really straight forward.
You just need to meet the following criteria:
✓ You Need to be a business owner.
✓ You have to be in business for at least 6 months.
✓ Your business needs at least $15,000 in revenue per month
We fund businesses, even if banks turned them away.
We believe in funding businesses that need it!
Industries We Serve
Auto & Trucking
✓ New & used auto
✓ Mechanic shops
✓ Trucking
✓ Towing
✓Transport
Construction
✓ Contractors
✓ Plumbers
✓ Electricians
✓ HVAC
✓ Builders
Retail
✓ Liquor
✓ Apparel
✓ Grocers
✓ Retail Shops
✓ Pharmacies
Medical
✓ Dr’s Office
✓ Dental
✓ Medical Supply
✓ Clinics
✓ Specialist
Hospitality
✓ Restaurants
✓ Bars
✓ Catering
✓ Hotels/Motels
✓ Salons/Spas
Others
✓ Day Care
✓ Home Based
✓ Gas Stations
✓ and MORE!
Funding Programs
Merchant Cash Advance
We approve MCA’s depending on your monthly merchant processing volume. Choosing this option means that we will purchase a portion of your future sales – providing you with money today.
✓ You use merchant processing to repay your advance.
✓ Approval is based on at least 6 months’ of business.
✓ Refinancing available at 60% repayment.
Total Deposit Advance
This is just like an MCA, except it takes into account all the money you deposit in the bank as receivables.
✓ We purchase your future bank deposits receivable.
✓ You use future accounts to pay back the money.
✓ Accounts are paid with a daily ACH payment that’s automated.
✓ Approval is based on at least 6 months’ of business.
✓ Refinancing available at 60% repayment.
Collateralized Lending
Are you looking for more working capital because no lender can get you the amount that you desire? Any number of factors could prevent you from gaining the business capital you require. Own Real Property: Commercial, Residential, Industrial and Raw land? Real Property (Commercial or Residential) Collateralized lending may be a good option for you.
✓ Higher Approved Funding Amounts
✓ Alternative Financing Consolidations
✓ Extended Payment Terms
✓ Prior Defaults OK
✓ Restricted industries OK
About Us
Our Philosophy
My Capital Funding is a funding company dedicated to ensuring businesses like yours have the working capital they need to keep your business thriving. Whether you need funding to pay off debt or cover payroll, or are seeking working capital to buy new equipment or expand your business, we can provide you with funds when your bank says no.
Why We Do This
Best of all, our terms do not rely on your credit rating and we can secure funding for you in just days instead of months. With no personal collateral required and a simple application process, My Capital Funding has made the process easy for you.
Contact us
